🐼 Panda Credit Now – Frequently Asked Questions (FAQ)
❓ Are the kits refundable?
No. All digital and physical products are final sale. Due to the nature of instant access and downloadable content, we do not offer refunds. Please review all details before purchasing.
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❓ Is my personal information safe?
Yes. We do NOT collect, store, share, or sell your personal information.
The only information we ask for is what’s submitted through your initial intake questionnaire — and that never includes your full SSN, credit card number, or credit report.
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❓ Should I send you my credit report or Social Security Number?
No! Never send us sensitive information like your full Social Security number, full credit report, or banking details.
Our kits are designed to empower you to repair your own credit without handing over personal data to anyone.
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❓ Can I resell or share these kits with others?
No. All kits are protected digital property of Panda 🐼 Credit Now.
You are not allowed to resell, copy, share, or distribute the content with others who did not purchase directly from us.
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❓ How fast will I see results?
Credit repair is a process — not an overnight fix.
While some of our clients see changes in as little as 2–4 weeks, we strongly recommend allowing up to 90 days for full results, including score increases.
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❓ How does the dispute process work?
Our system works in tiers:
• Tier 1: Direct-to-credit-bureau disputes (most get a response in under 30 days).
• Tier 2: If no results, we escalate to other legal methods and regulatory agencies.
• Tier 3: We include extra pressure points (e.g., complaint filings or affidavit strategies).
This step-by-step method ensures you’re not wasting time — and gives each strategy time to work.
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❓ Do I need to print or mail anything?
No. Everything in our kits can be done 100% electronically — including disputes and complaints.
However, if you choose to mail your disputes via certified mail for proof of delivery (recommended), you can use third-party mailing apps like Mailform, PostScanMail, or similar services.
📬 Please note: These services charge a small fee to print, prepare, and mail your letters. We suggest adding these costs to your credit repair budget.
Terms & Conditions – Panda 🐼 Credit Now
By accessing and purchasing from PandaCreditNow.com, you agree to the following terms:
1. Digital Product Use
All products sold are for personal use only. You may not copy, resell, redistribute, or share our kits, templates, or guides without written permission.
2. No Legal Advice
Panda 🐼 Credit Now provides educational material only. We are not attorneys, and nothing on this site should be considered legal advice. Please consult with a licensed professional for legal guidance.
3. Results Not Guaranteed
Every credit profile is different. While many clients report positive outcomes, we cannot guarantee specific results or score increases.
4. Refund Policy
All digital sales are final. No refunds will be issued due to the instant access nature of our products.
5. Privacy
We do not collect your SSN or credit report. Your information is kept confidential and only used to provide your services, if applicable.
6. Mailing Services Disclaimer
If you choose to use third-party mailing apps (e.g., Mailform) to send your disputes, you are responsible for those fees and services. We do not handle physical mailings on your behalf.
7. Terms Subject to Change
We may update these terms at any time. It is your responsibility to review this page for changes.
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